Borrowing Money and my Dislike for it!

Well I've never really liked borrowing money in the first place. Even online in a game. it's just not in my nature to ask for something that I could earn on my own unless if I need it right then, or very soon and it is not likely that i will be able to get it on my own.

My real dislike for borrowing money happened when I was coming back from a choir trip in my last year of High school. 

My choir had gone to Disneyland to perform and stuff. Anyway on our way back we stopped to eat. I misjudged the cost of the place I was staying at. I thought I had calculated it all just right and I had enough money but I was short one dollar turns out. Or a little more than that, wasn't a big deal to me at the time but i had to borrow from someone that was on a date with his girlfriend and the restaurant screwed up a little bit and somehow i ended up paying a little bit more than that, like not to much, I can't remember what it was but it really ticked the guy off. I apologized and quietly exited the restaurant and got back into the bus feeling quite embarrassed that I had interrupted their date. 

Anyway so now i have an even bigger dislike for borrowing money than I did before. It is 100 times more miserable for me now. I've had to borrow silver from people in a game I play a few times. I had to pay them back somehow in the end. Even that I hate a lot. I hate having to pay people back.

I guess that is another reason why I hate it. I always feel like I have to give something back to the other person. I'm not good at that kind of thing.

Do you like or dislike borrowing or owing people money?